“就像买彩票”：低收入跨性别者在印度尼西亚社区注册方案中的遗嘱排除、行政负担和死亡福利准入问题：一项关键的文献案例研究

Background: Transgender women in Indonesia (transpuan or waria) often experience family estrangement and rely on community networks for care during illness, aging, and death. Aims: To examine how BPJS Ketenagakerjaan’s death-benefit (Jaminan Kematian, JKM) eligibility and verification rules shaped access for low-income transpuan enrolled through a community-subsidized scheme, many described as middle-aged or older, and explore the implications for health and rights Methods: A critical documentary case study of a claims dispute documented from 2022 to April 2024 (with contextual documents to Ju